Broker Check

610 West Hubbard St, Ste 202
Coeur d'Alene, ID 83814-2287

Peter C. Wagstaff

208.664.4331

 
Finding the Balance Retirement and Quality of Life Behavioral Finance Supporting Local Business In a Crisis

Welcome to our firm. My story is that I came to Idaho because my grandfather always said that Coeur d'Alene was "paradise."


History - Who We Are

After great experiences at Stanford University and Cornell Law School, I was in the process of choosing where to settle down. My father was a career US Army officer from Portland, Oregon and our family had relocated 14 times. My intent was to return to the western US after school, and Coeur d'Alene, Idaho offered significant opportunities. When I related my plans to my father, he told me that my grandfather had traveled often throughout the Northwest on business, and always said that Coeur d'Alene was "paradise."

That was good enough for me to make the move to Coeur d'Alene, sight unseen. In 1992, I joined Merrill Lynch as a financial advisor and participated in opening the Coeur d'Alene office. After over 20 memorable years with Merrill Lynch, I elected to open my own investment business in 2013 through Wagstaff Financial in the LPL Financial network.

Wagstaff Financial - What We Do and Whom We Serve

Our firm helps clients pursue their goals through financial investments, including stocks, bonds and mutual funds. We provide a wide spectrum of investment strategies and advice for multi-generation families, retired investors, and business, healthcare and other professionals. Our practice extends to various states throughout the nation.

Our 45 years of business experience in Coeur d'Alene gives us the extensive background to plan for complex issues which our clients face. These areas of focus include investment portfolios, retirement and estate strategies, credit and lending, education funding and philanthropy. We also suggest investments to generate the cash flows our clients look for in their lives. LPL and Wagstaff Financial do not provide tax or legal advice. We are grateful to our clients for entrusting their investments with us. 

A major emphasis of our financial practice is to serve our clients in a professional, responsive and trustworthy environment. Personal communication and service are our priority. For the benefit of our clients, we leverage the extensive resources of LPL Financial. Based on total revenues, LPL is the nation's largest independent broker-dealer. Source: "IBD Elite 2021 - Independent Broker Dealer Data," Financial Planning magazine. As of June 30, 2021 the company had over $1.1 trillion in advisory and brokerage assets and was represented by 19,114 financial advisors. Source: Audette, Matthew, CFO. LPL's Financial Strength. Retrieved fromhttps://www.lpl.com/about-Us/our-financial-strength/corporate-snapshot.html

Community Involvement - How We Help

I served for over 20 years with the Kootenai Health Foundation as a board and committee volunteer, including a two-year term as board chair, and a term as chair of the finance committee. The Foundation supports our community hospital district through a variety of channels. I am also actively involved in my church. I have been a long-time member of the Coeur d’Alene Estate Planning Council, which sponsors monthly presentations on wills, trusts and probate.

For over 25 years, I served as a member of Rotary International. In 1994, I participated as a charter member in the formation of the Sunrise Rotary Club of Coeur d'Alene. In 2000, I transferred to the Rotary Club of Coeur d'Alene. As a member of the latter club, I chaired the Rotary Civic Improvements Committee. Our committee led the design and funding for the Fallen Heroes Plaza, dedicated to the Coeur d'Alene Fire and Police Departments. The memorial is located in Cherry Hill Park, behind the fire station at the intersection of 15th Street and Interstate 90.

My spouse Anne and I live in the scenic Coeur d'Alene area and value spending time with our family.

We enjoy working hard to suggest options to our clients for their financial concerns. If your dreams in life could be powered by our business platform, please call or email our office to schedule a conversation, at no charge, about joining our family of clients.  Welcome.

Best regards,

    Peter







View our LPL Client Relationship Summary PDF

LPL CRS

View our FAIM Client Relationship Summary PDF

FAIM CRS

Helpful Content

Interested in a Fuel Efficient Car?

Interested in a Fuel Efficient Car?

Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

Crowdfunding—Capital for the 21st Century

Crowdfunding—Capital for the 21st Century

Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.

Are Alternative Investments Right for You?

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

 

Don’t Be Your Own Worst Enemy

Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.

A Primer on Dividends

A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."

Social Security Benefits: How Much Will I Receive

Calculating your potential Social Security benefit is a three-step process.

What Is an Annuity?

Annuities are versatile tools that can help you save for retirement and generate income in retirement.

Mutual Funds vs. ETFs

Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

View all articles arrow

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or another qualified retirement plan.

View all calculators arrow

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

View all presentations arrow

The Business Cycle

How will you weather the ups and downs of the business cycle?

Jane Bond: Infiltrating the Market

Agent Jane Bond is on the case, cracking the code on bonds.

Behavioral Finance

An amusing and whimsical look at behavioral finance best practices for investors.

Supporting Local Business In a Crisis

Want to ensure your favorite local spots are around after the pandemic? Learn how to support your community in this video.

The Rule of 72

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

View all videos arrow