Broker Check

610 West Hubbard St, Ste 202
Coeur d'Alene, ID 83814-2287

Peter C. Wagstaff

208.664.4331

 
Risk Tolerance: What’s Your Style? Retiring in a Post-Pandemic World Dreaming Up an Active Retirement Encore Careers: Push Your Boundaries

Welcome to our firm. My story is that I came to Idaho because my grandfather always said that Coeur d'Alene was "paradise."


History - Who We Are

After great experiences at Stanford University and Cornell Law School, I was in the process of choosing where to settle down. My father was a career US Army officer from Portland, Oregon and our family had relocated 14 times. My intent was to return to the western US after school, and Coeur d'Alene, Idaho offered significant opportunities. When I related my plans to my father, he told me that my grandfather had traveled often throughout the Northwest on business, and always said that Coeur d'Alene was "paradise."

That was good enough for me to make the move to Coeur d'Alene, sight unseen. In 1992, I joined Merrill Lynch as a financial advisor and participated in opening the Coeur d'Alene office. After over 20 memorable years with Merrill Lynch, I elected to open my own investment business in 2013 through Wagstaff Financial in the LPL Financial network.

Wagstaff Financial - What We Do and Whom We Serve

Our firm helps clients pursue their goals through financial investments, including stocks, bonds and mutual funds. We provide a wide spectrum of investment strategies and advice for multi-generation families, retired investors, and business, healthcare and other professionals. Our practice extends to various states throughout the nation.

Our 45 years of business experience in Coeur d'Alene gives us the extensive background to plan for complex issues which our clients face. These areas of focus include investment portfolios, retirement and estate strategies, credit and lending, education funding and philanthropy. We also suggest investments to generate the cash flows our clients look for in their lives. LPL and Wagstaff Financial do not provide tax or legal advice. We are grateful to our clients for entrusting their investments with us. 

A major emphasis of our financial practice is to serve our clients in a professional, responsive and trustworthy environment. Personal communication and service are our priority. For the benefit of our clients, we leverage the extensive resources of LPL Financial. Based on total revenues, LPL is the nation's largest independent broker-dealer and is represented by 16,464 financial advisors. Source: 23rd Annual Independent Broker-Dealer Guide 2020, published by Financial Planning magazine.

Community Involvement - How We Help

I served for over 20 years with the Kootenai Health Foundation as a board and committee volunteer, including a two-year term as board chair, and a term as chair of the finance committee. The Foundation supports our community hospital district through a variety of different channels. I am also actively involved in my church. I have been a long-time member of the Coeur d’Alene Estate Planning Council, which sponsors monthly presentations on wills, trusts and probate.

For over 25 years, I served as a member of Rotary International. In 1994, I participated as a charter member in the formation of the Sunrise Rotary Club of Coeur d'Alene. In 2000, I transferred to the Rotary Club of Coeur d'Alene. As a member of the latter club, I chaired the Rotary Civic Improvements Committee. Our committee led the design and funding for the Fallen Heroes Plaza, dedicated to the Coeur d'Alene Fire and Police Departments. The memorial is located in Cherry Hill Park, behind the fire station at the intersection of 15th Street and Interstate 90.

My spouse Anne and I live in the scenic Coeur d'Alene area and value spending time with our family.

We enjoy working hard to suggest options to our clients for their financial concerns. If your dreams in life could be powered by our business platform, please call or email our office to schedule a conversation, at no charge, about joining our family of clients.  Welcome.

Best regards,

    Peter





View our LPL Client Relationship Summary PDF

LPL CRS

View our FAIM Client Relationship Summary PDF

FAIM CRS

Helpful Content

From Boats to Brokers

From Boats to Brokers

From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

Taxable vs. Tax-Deferred Savings

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Paying Off a Credit Card

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

 

The Ivory Tower Changes Wall Street

Thanks to the work of three economists, we have a better understanding of what determines an asset’s price.

Travel, Without the Baggage

Tips to avoid checking in luggage on your next vacation.

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

Money that Buys Good Health is Never Ill Spent

It's important to make sure your retirement strategy anticipates health-care expenses.

Lots of Variables with Fixed-Rate Mortgages

When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

How Financial Professionals Are Compensated

Read this overview to learn how financial advisors are compensated.

View all articles arrow

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Interested in a Fuel Efficient Car?

Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

Can I Refinance My Mortgage?

This calculator can help determine whether it makes sense to refinance your mortgage.

Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

View all calculators arrow

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

View all presentations arrow

18 Years’ Worth of Days

The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

16 Wall Street Cliches in 60 Seconds

Pundits say a lot of things about the markets. Let's see if you can keep up.

Should You Invest in Exchange Traded Funds?

There are hundreds of ETFs available. Should you invest in them?

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

Rightsizing for Retirement

What does your home really cost?

View all videos arrow